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Why do you have to be terminal to access you super. These business have no care or compassion about how other human lives are.

By Carol . Created on 11 Jan, 2017 1:33 PM
I am a cancer patient and rang my super fund to see if I could excess some of my funds as our family is going through financial stress as an effect of having breast cancer. When this happens you feel like your whole world is falling apart around you and you are scared you are going to loose everything. I'm scared that I am also going to loose my family unit. I was told that I could try to apply however unless I was terminal more than likely would not be able to withdraw any. Do these business have no compassion it obvious the it is looking after themselves their end of year profit and the pay-rise for the CEO and other employees. I cant believe that the world has come down to looking after their money and not looking after ill people in their time of need. I though Australia was the lucky country. How wrong are we. What a sad world we live in. These super business need to go out and get themselves some cancer visit the cancer department at their hospital or spend some time at my house and maybe they will then understand how long and hard the process of cancer is. Being able to excess all or part super would make a big different in my life and other patients and our family lives. It would help with the financial stress and I/they could learn to laugh an have fun again. Isn't that what being sick all about. Laughter is the best medicine second would being able to use some of your super although you are not terminal. Live would be worth living as that financial stress would be reduced and their would be funds to have fun and live. My question is "What is wrong with these types of business. I put money into my super and this help to keep their business from falling apart, however my life can fall apart but if I am not of retiring age or dying then they say "I am so sorry that you have cancer and what you and your family are going through but I am only her to take your money to increase our yearly profit, I am not her t show kindness, compassion until you are dying.' what does a cancer patient who is not terminal say to that? "That fine I totally agree that I should be on my death bed" How could anyone feel like this is the humanity thing to do. Who are these people and since when did Australia become a third world country.
Lifestyle 22 votes | 4 Comments
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Amanda said 3 days ago
You can access your superannuation due to financial hardship. I have done it myself and I'm not a terminal patient. I injured my back and was at risk of losing my unit so my super was paid out. Speak to someone from your super fund about financial hardship, or speak to a person from centrelink for guidance and if you've still had no success go to your local member of parliament. It is possible.
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Carol said 2 days ago
Hi Amanda, Thanks for your helpful information and advice.
Teoni said 5 days ago
https://www.superguide.com.au/accessing-superannuation/accessing-super-early-on-compassionate-grounds

https://www.humanservices.gov.au/health-professionals/subjects/early-release-superannuation-information-health-professionals

I don't if this will help, but maybe it is something you can use to get around your supperannuation. I agree, the super system in Australia is broken, I'd prefe...
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Ritu said 5 days ago
The system is ridiculous!! The businesses can never understand the trauma nd suffering a cancer patient goes thru nd it's impact on people's life.. on the other hand every time v get a random call from insurance companies these guys hang up once u tell them that ur cancer patient as they can see the potential liability...pathetic...
Kathy said 6 days ago
The way people are treated by these companies is appalling. Surely they need compassion, support and understanding at times like this, instead they are just ignored and turned away. For this lady to be told she couldn't withdraw excess on her super unless she is terminal is an absolute disgrace.